as early as october 1, the central bank of nigeria (cbn) may begin testing its central bank digital currency (cbdc) called e-naira. cbdc will make cash more accessible and allow nigerians to join in the country’s burgeoning e-commerce economy. the enormous volume of remittances received by nigeria also motivates the central bank.
nigeria has stated that a prototype phase of their e-naira will begin in 2021. It is the second country in west africa to declare plans for a digital currency. by september, the bank of ghana will begin testing its digital cedi. india also announced last week that it may soon begin testing its digital rupee.
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